This program leads to your designation as an internationally recognized Registered Financial Planner of the RFP Institute of the USA. Conducted over six Saturdays at the Crowne Plaza, Galleria Ortigas, you will be covering the intricacies of Financial Planning, Investment Planning, Insurance Planning and Tax and Retirement Planning. Join now and stand out from the crowd. Join now and become an international Registered Financial Planner.

"I took the course to know more about investments and how it can relate to my career in real estate. It was an "eye-opener" because it showed how much more I need to know for my own personal financial planning strategy. I'm happy that I could immediately apply what I learned in the course. The RFP program is not only useful to practitioners in the financial planning field but also to investors like me. The lecturers were truly experts in their respective fields. I'm now inviting my friends to attend the course".

Josue Lloyd Ferrer, RFP
Division Manager - Planning Group
Ayala Land, Inc.

The Financial Planning Process

Financial planning is a process - a process where you stop working for every peso and learn to start putting your money to work for you. The first step is to gather and analyze data about your income and expenses, taxes, insurance coverage, retirement plans, wills, trusts, investments, and other information that is pertinent to your overall financial situation. The next step is to set realistic goals, identify key financial issues concerning those goals, and implement specific strategies for achieving your goals. These strategies may include building an emergency fund, establishing a spending and savings plan, beginning or adjusting an investment program, purchasing disability or long-term care insurance, drafting a will, establishing a trust or developing a business succession plan. The last step in the financial planning process is to periodically review and, if necessary, revise your plan.

The financial planning process is not a "one-size-fits-all" package. It is a set of goals and strategies tailored to meet your specific values, abilities, and needs.

How important is Financial Planning?

Years ago, the financial life of the average family was relatively uncomplicated. People worked for the same company most of their lives, lived a few years in retirement on Social Security and their pension, and passed their modest estate on to their children. However, increased longevity, changing demographics, and a more complex, dynamic financial world have changed all that.

Consider these tough financial facts:

Many of today's retirees will live 30 years or more in retirement - requiring far more financial resources to maintain their desired lifestyle.
Social Security and company pensions may no longer provide the majority of your retirement income.
Tax laws change almost annually
Downsizing companies no longer provide "cradle-to-the-grave" benefits or job security. The average American changes jobs seven times in a lifetime, and millions are self-employed. This demands new approaches towards savings, retirement, taxes, and estate planning.
With couples having children later in life, many couples are "sandwiched" between paying for college and helping their elderly parents, while also trying to save for their own retirement.

How will you benefit from Financial Planning?

Financial planning will give you a clear picture, perhaps for the first time, of where you stand financially. Many families have no idea of the value of their estate, how they spend their money, or what their money can do for them.

Financial planning will provide direction and discipline. Without this direction and discipline it is very probable you will make impulsive, random decisions; you might buy this insurance, invest in that hot investment, adopt the latest tax strategy. The pieces not only don't fit together, they may actually conflict with each other and compound the problem. Financial planning integrates your assets with your goals and objectives.

Financial planning can give you peace of mind. Uncertainty about finances creates anxiety. Money is the most common cause of marital stress and divorce. If you know where you stand financially, where you are going, and how you're going to get there, you'll feel more confident about your financial situation, about yourself and about your relationships.

Benefits Of RFP®

You can easily communicate your Expertise and Credibility as a Financial Planner. Being a RFP® certifies that you have met the education, examination, experience and ethics requirements of the Institute. RFP® certification expresses your expertise and credibility among your peers, and clients view RFP® certification as an indication of a qualified, reliable financial planner.
You can enhance your Career and Professional Growth Outlook. There is a trend among large financial services firms that make RFP® certification part of their hiring requirements for financial planning services while other companies reward achievement of the certification with salary increases. The RFP® certification gives you international appeal that enhances your career opportunities.
You can become financial adviser. As a RFP® practitioner, you will advise clients solve financial issues and achieve life goals. You will help your client discover their financial needs and plan their cashflow requirements at present and in the future.
You can increase your Earnings Capacity. As in any of the recognized professions, a certain level of competence is expected and financially rewarded by your employers and clients. The RFP® qualification helps you establish your competence in financial planning.

About RFPI

The Institute (RFPI) was formed in 1983 with its headquarters located in Ohio, U.S.A. It is an independent self-regulatory professional organization for providing education and membership in financial planning field. It has first established the use of designations of "RFP® Registered Financial Planner" and "SRFP® Senior Registered Financial Planner" in the world.

RFP® was first used in commerce in 1983, filed in the United States Patent and Trademark Office in 1987 and registered under the exclusive right in 1988.

The Institute is dedicated to promoting professionalism in financial planning, and has become a prestigious global organization with members worldwide in Canada and Europe from a US local professional body through setting and improving international standards for RFP® certification.

The Registered Financial Planner Institute-Philippines is established to promote professionalism in financial planning in the Philippines. It recognizes and certifies qualified individuals with the RFP® designations who are in the field of financial planning.

RFP now in the Philippines!

You can attend the RFP program in the Philippines. The program is schedule to run two to three times a year and are usually offered through 5 Saturday sessions at the University of Asia and the Pacific. You can reserve your slot now. Only limited slots are available. Please call 372-4563 or Fax 372-4563 or email rfp@rmpconsutancy.com. RMP Consultancy is an authorized re-seller of the RFP Program.

Click here to Download RFP Application Form

Path To RFP®

Becoming a RFP® professional requires the completion of four steps.

STEP 1 - EDUCATION

STEP 2 - EXAMINATION

STEP 3 - EXPERIENCE

STEP 4 - ETHICS in financial planning.

STEP 1 - EDUCATION

You must complete the education program offered by RFPI Philippines. The program consists of the following courses:

Financial Planning
Investment Planning
Insurance Planning
Tax and Retirement Planning

Click here to view RFP Syllabus

STEP 2 - EXAMINATION

Once you complete the education program, you can write the RFP® Exam. The examination will consist of one Financial Planning case exam and multiple-choice questions.

STEP 3 - EXPERIENCE

In order to obtain the RFP® certification, you need to have at least two years of financial planning related experience. This experience can be obtained before taking the RFP® Exam.

STEP 4 - ETHICS

Once you become a RFP® professional, each year you must attest that you have complied with the RFPI Code of Ethics and have met the annual Continuing Education requirements. The RFP® designation must be renewed annually.

Membership Category

Student Member

This category is for those who are interested in financial planning and agree to observe the RFP’s Code of Ethics but have not taken the exams. No eligible right to use the RFP® designations.

Affiliate Member

This category is for those who have completed the RFP® program but have not taken the exam yet. Use of the designation is “ARFPI” but not eligible for “RFP” yet.

As an Affiliate Member, you will receive:

RFPI’s designation and membership card
A subscription to the RFPI’s online newsletter

Ordinary Member

This category is for those who have completed the RFP® program and passed exams, and have at least two (2) years relevant experience. Use of the designation is “RFP®” (Registered Financial Planner).

As an Ordinary Member, your will receive:

RFPI’s designation and membership card
RFP® designation and wall certificate
RFP® logo stickers and lapel pin
A subscription to the RFPI’s online newsletter

Fellow Member

This category is for those who have more than five (5) years relevant post-admission experience, have completed the RFP® program and passed the exams. Use of the designation is “SRFP” (Senior Registered Financial Planner). As a Fellow Member, you will receive:

Your RFPI’s designation and membership card
Your RFP® designation and wall certificate
RFP® logo stickers and lapel pin
A subscription to the RFPI’s online newsletter
Plus various other materials

Honorary Member

This category is for those nominated by a RFPI director and approved by the Board. Use the designation of “Hon. RFP” or “Hon. SRFP”.

As a Honorary Member, you will receive:

Your RFPI’s designation and membership card
Your RFP® designation and wall certificate
RFP® logo stickers and lapel pin
A subscription to the RFPI’s online newsletter
Plus various other materials

Articles on RFP

Consult a financial planner for your financial needs

Discover the rewards of a career in financial planning

Fear Factor

Financial planners are in demand

RFP Syllabus

The rising value of play money

The first pitfall in investing

Here is what they say about the program

"The RFP program has helped me in broadening my perspectives, crystallizing my beliefs and assisting in delivering personal finance to my clients' doorsteps in a comprehensible down-to-earth manner. The program is well organized, compact and powerful enough to give financial planners a good head start. The materials are focused, which enables the maximum use of time as it supplies the much needed connections among interrelated financial knowledge customized for the local planners. It is sufficient in giving financial planners confidence in fulfilling the mission of taking care of every client's financial well-being".

Josefineo Gomez, RFP
Trader
United Coconut Planters Bank

Josue Lloyd Ferrer, RFP
Division Manager - Planning Group
Ayala Land, Inc.

"The RFP program is the only program of its kind. It integrates the knowledge of several disciplines into practical, cohesive package through unrivalled focus on financial planning. It is sure to accelerate any practitioner's career"

Jaime Siybauco, RFP
President
Siybauco and Associates